Valuation + Options Snapshot
UNH
$424.88 · 52-week range $234.60 – $430.20 · as of 2026-07-06
Value
Expensive
Volatility setup
Fair
What the numbers show
- Current P/E: 32.0× (no 5y history available).
- FCF yield 5.1% — modest.
- Dividend yield 2.08% — well covered by TTM FCF (2.5×).
- YoY growth — revenue +9.7%, EPS -44.4%, FCF -20.9%.
- Share count down 1.7% over 8 quarters — modest buyback.
- ATM IV 35.7% vs trailing realized vol 40.4% — -4.7 vol points (roughly fair).
- Liquid chain — ATM-band put OI 16,356.
- Within 1.3% of 52-week high — elevated relative to its 1-year range.
Current P/E
32.0×
5y median P/E
—
vs 5y median
—
FCF yield
5.10%
Dividend yield
2.08%
Coverage (FCF / div)
2.5×
Revenue YoY
+9.7%
EPS YoY
-44.4%
FCF YoY
-20.9%
Shares Δ (8 quarters)
-1.7%
ATM implied vol
35.7%
Realized vol (1y)
40.4%
IV − RV
-4.7 pts
ATM-band put OI
16,356
Range position
45% above low
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This page is not a recommendation. It shows structural numbers and classification only. Whether UNH is a name worth owning — at any price or strike — is the analyst work the paid Value Options Letter does every week.