Valuation + Options Snapshot
UNH
$408.66 · 52-week range $252.14 – $461.62 · as of 2026-08-11
Value
Expensive
Volatility setup
Discounted
What the numbers show
- Current P/E: 26.3× (no 5y history available).
- FCF yield 6.4% — modest.
- Dividend yield 2.19% — well covered by TTM FCF (2.9×).
- YoY growth — revenue +6.5%, EPS -32.6%, FCF -6.5%.
- Share count down 2.5% over 8 quarters — modest buyback.
- ATM IV 29.6% vs trailing realized vol 38.4% — -8.8 vol points (deep discount; market underpricing risk).
- Liquid chain — ATM-band put OI 47,508.
Current P/E
26.3×
5y median P/E
—
vs 5y median
—
FCF yield
6.44%
Dividend yield
2.19%
Coverage (FCF / div)
2.9×
Revenue YoY
+6.5%
EPS YoY
-32.6%
FCF YoY
-6.5%
Shares Δ (8 quarters)
-2.5%
ATM implied vol
29.6%
Realized vol (1y)
38.4%
IV − RV
-8.8 pts
ATM-band put OI
47,508
Range position
38% above low
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This page is not a recommendation. It shows structural numbers and classification only. Whether UNH is a name worth owning — at any price or strike — is the analyst work the paid Value Options Letter does every week.